Frequently asked questions

Paid On Exchange provides commission advance and factoring-style cash-flow funding. It is not a traditional bank loan and is assessed against the commission entitlement, transaction documents, identity verification, AML/CTF checks and POEX’s funding criteria.

In the real estate industry there is usually around a six week time frame from when a sale is made and the point at which payment is received for that sale. The lag in time from sale to payment can and often is crippling for a business, particularly in a contracting market. PaidOnExchange.com.au allows you to get your hands on commission you know is coming - NOW!

Since 2005, Paid On Exchange has been used by real estate agents, agency principals and real estate businesses across Australia that want faster access to commission income after exchange, rather than waiting until settlement. It is commonly used to manage short-term cash flow, marketing costs, operating expenses and timing gaps between exchange and settlement.

Yes - similar to interest payments, our fees are tax deductible expenses if used in the running of your business. Check with your accountant to be sure.

Yes. You will also receive a refund of fees paid.

Yes, we can advance funds for industrial, commercial, business sales, and even rent rolls!

We discount your commission based on days to settlement. Fees are affordable and calculated daily with no upfront cash needed. Call us for the fee schedule!

Approved funds are paid by electronic transfer to a verified bank account.

Paidonexchange.com.au can advance you up to 90% of the commission you are owed less any fees. Unlike some companies, PaidOnExchange.com.au does not place an arbitrary cap on how much it will advance. Anywhere from $500 to $250,000 can be be accommodated.

Get your commission in just 4 hours once the paperwork's done. Fast cash, straight to your account!

We treat customer information confidentially. However, we may disclose information where required or permitted by law, or where reasonably necessary for identity verification, AML/CTF compliance, fraud prevention, funding, repayment, settlement verification or recovery purposes.

No. There are no contract periods. You simply use PaidOnExchange.com.au when you need us

You have the choice of replacing the transaction or simply repaying the commission advanced.

Certainly. Your Principal simply enters into an agreement with PaidOnExchange. We will then advance the commission to your Principal who then forward to you. We understand sales people have commission flow issues too!

They won't know. Your transaction is completely confidential and you account to them upon settlement as you normally would.

Repay us at settlement—just like your commission. Simple, right?

Paid On Exchange may need to verify customer identity, business details, authority to act, beneficial ownership, bank account details and commission entitlement before providing funding. These checks help us comply with legal obligations, prevent fraud and protect customers.