Stress The end of the year brings a whirlwind of celebrations, catch-ups and gift giving — and with it, plenty of pressure on our wallets. With costs rising and expectations high, it’s easy for the joy of Christmas to turn into financial anxiety. The good news? A memorable Christmas doesn’t require overspending. With a few intentional habits, you can enjoy the season fully and walk into January feeling calm, clear and in control. Here are our top strategies for a festive seas